An indicative business valuation range using sector assumptions calibrated to general market data and TEOL's frameworks, and the numbers you provide. It is not a formal valuation or a market quote.
Enter your financials in millions, then describe revenue quality, reporting and owner involvement. The calculator combines EBITDA, revenue and a cash-flow projection using sector multiples calibrated to general market data and TEOL's frameworks. Results are general guidance, not advice, and can contain errors. They are not current transaction quotations or an independent appraisal. Your result explains what moves the range.
Fixed fees for business valuation
Your responses are handled under our Privacy Policy. Data handling: see the Tools page.
Before you begin
Most commonly as a multiple of profit, cross-checked against a multiple of revenue and sometimes a cash flow projection. The multiple depends on sector, size, growth and risk, and the biggest swing factors at smaller scale are customer concentration, how much depends on the owner, and how defensible the profit figure is.
There is a normal range for every sector, but where you sit within it depends on things you control. Two businesses with identical profit can trade several turns apart on the strength of their reporting, the durability of their revenue and how much runs through the owner.
Enterprise value is the value of the business itself. What you receive is that figure less debt, plus surplus cash, adjusted for the working capital peg, less fees, and less anything held back in escrow or deferred into an earn-out. The gap between the two is often larger than sellers expect.
Usually yes, and it is one of the most consistent discounts applied. A buyer is pricing what happens if the largest customer leaves. Documenting contract length, relationship depth and switching costs is what moves the conversation from a discount to a discussion.
A discounted cash flow values a business on its projected future cash, discounted back to today. It is more common at larger scale because it depends heavily on forecast reliability. At smaller scale it is usually a cross-check on a multiple rather than the primary method.
Enough to be worth fixing. The discount reflects a buyer's estimate of what happens when you leave: whether customers stay, whether pricing decisions still get made well, and whether anyone else knows how the business actually runs. Most of the fix is documentation and introducing second relationship holders.
A few of the questions and inputs you will see. Your answers and results stay in the diagnostic.
Use the Valuation Calculator to make a directional read of your business. This is not a lender quote, valuation opinion or commissioned diligence report.
Provide your details and work through revenue, profit, growth and business-quality inputs across the valuation methods. Allow about 15 minutes; your pace may vary.
Enter the figures you can evidence and review how a buyer could interpret the inputs and assumptions.
Read an indicative valuation range. The output is indicative, not a formal quote or verified diligence opinion.
Review the recommended actions where gaps qualify. If no areas need remediation, maintain the evidence and revisit the read when your circumstances change.
Choose the next question you want to examine:
The Valuation Calculator produces an indicative valuation range using weighted methods, calibrated sector multiple assumptions, quality factors and institutional readiness adjustments. It is not an independent valuation.
The EBITDA Multiple Method applies the calculator's sector and sub-sector assumptions to profit. Those assumptions are calibrated to general market data and TEOL's frameworks. Results are general guidance, not advice, and can contain errors.
Revenue Multiple Method functions as a secondary check on the EBITDA-based valuation, particularly important for businesses with material growth or margin trajectory variance that affects EBITDA-only analysis.
DCF-Lite Method applies a simplified discounted cash flow analysis to test the EBITDA and revenue methods against forward operating cash projections, providing a third reference point for the institutional valuation range.
Sector and sub-sector calibration adjusts base multiples to reflect industry-specific dynamics across 18 sector classifications with sub-sector specificity.
Quality factor adjustments change the assumed base multiple based on EBITDA defensibility (Financial Truth Ladder rung), customer concentration, contract structure, revenue durability and growth durability. The percentages are calibrated to general market data and TEOL's frameworks.
Institutional readiness adjusters modify base multiples based on operator dependency (Founder Dependency Index), reporting integrity (Reporting Under Scrutiny Model), cash visibility (Cash Visibility Maturity Model), and structural architecture (HoldCo Finance Architecture).
Strategic context adjusters incorporate event horizon, capital structure preference, sector cycle position, and recent material events.
The output presents a low, mid and high valuation range with a breakdown of the weighted methods and estimated percentage adjustments to the base multiple. The factor percentages are combined in the calculation, alongside strategic-context adjustments; the applied multiple also reflects growth and a lower bound. Recommended actions identify areas to examine, not guaranteed changes in transaction value.
This is an indicative model based on your inputs and the disclosed assumptions. It is not a formal valuation opinion or a verified market quotation. Have a qualified adviser review the figures and supporting records before relying on it in a transaction.
Sector multiples, adjustment ranges and stress factors in this tool are TEOL's illustrative calibrations, based on general market observation and TEOL's frameworks. They are not drawn from a single dataset and do not predict any specific outcome.