Terms of Use

The terms that govern your use of teolcapital.com, the diagnostic instruments, and the operating library.

Effective date: to be set at launch

01

Acceptance of Terms

Use of teolcapital.com constitutes acceptance of these Terms of Use. If you do not agree to these terms, do not use the site.

02

Description of Services

TEOL Capital provides institutional finance advisory services. This site is an informational and engagement surface; it describes the firm's methodology, frameworks, sector perspectives, and instruments.

03

Nature of Information on the Site

  • Methodology pages, frameworks, sector perspectives, and insights are educational in nature.
  • Nothing on the site is investment advice or a recommendation to buy or sell securities.
  • Nothing on the site is legal, tax, accounting, or regulatory advice.
  • Nothing on the site is a solicitation for securities transactions.
04

Advisory Engagement

Formal advisory engagements require an executed engagement letter. Use of the site, the instruments, or the library does not create an advisory relationship between you and TEOL Capital.

05

Diagnostic Instruments

  • The instruments provide directional reads, not formal assessments.
  • Results require a full engagement to reach institutional defensibility.
  • Inputs and outputs are governed by TEOL Capital's confidentiality protocols.
06

Intellectual Property

All frameworks — the Institutional Readiness Framework, Financial Truth Ladder, Reporting Under Scrutiny Model, Founder Dependency Index, Cash Visibility Maturity Model, HoldCo Finance Architecture, and Capital Readiness Scorecard — are proprietary to TEOL Capital.

The TEOL Standard, the TEOL Capital name, the methodology, and the content of this site are protected. Personal, non-commercial reference use is permitted; reproduction, redistribution, or the creation of derivative works requires written permission.

07

Acceptable Use

You agree not to scrape the site, conduct automated extraction, impersonate TEOL Capital or its representatives, or attempt to disrupt the site's operation.

08

Third-Party Links

The site may link to third-party content. TEOL Capital does not endorse or guarantee linked content and is not responsible for it.

09

Disclaimers

The site is provided "as is." TEOL Capital makes no warranties beyond those required by applicable law.

10

Limitation of Liability

To the fullest extent permitted by law, TEOL Capital is not liable for indirect, incidental, consequential, or special damages arising from use of the site.

11

Indemnification

You agree to indemnify and hold harmless TEOL Capital from claims arising out of your use of the site in violation of these terms or applicable law.

12

Governing Law

These terms are governed by the laws of the jurisdiction to be specified by counsel, without regard to conflict-of-laws principles.

13

Modifications

TEOL Capital may update these terms. Updates are posted with a revised effective date and take effect upon posting.